Climate: Panama has two seasons, the dry season and the green season. Temperatures in the lowlands average 85F in the day, cooling off in the evenings.

Languages: Most panamanians speak some English and many speak it fluently, specially those who cater to tourists.

Safety: Panama has the highest rating for tourist safety from the prestigious Pinkerton Intelligence Agency.

Money: The US dollar is the unit of exchange in Panama, a great convenience for all.

ATM Machines: You can get cash by accesing your american bank account in Panama City or taking cash advances from your credit cards.

The Panama Canal: The "EIGHT WONDER OF THE WORLD" as it is usually referred to, is just minutes away from the city, ned there, in the Miraflores Lock area, you can see the world's commerce pass before your eyes in the shape of massive freighters, cruise ships and oil tankers. Bilingual guides are always on site to provide information on the canal and its history.

PANAMA CITY IS SUCH A FUN PLACE WITH SO MANY SERVICES AND AMENITIES THAT MANY NEWCOMERS ARE DECIDING TO BUY TWO RESIDENCES, ONE IN THE CITY AND ONE IN THE BEACH OR IN THE HIGHLANDS, ALL FOR A FRACTION OF THE COST OF ONE HOME IN UNITED STATES.

The Wall Street Journal, Miami Herald, MSN Money, Modern Maturity, The LA Times. What do they have in common? They are talking about the hottest real estate vacation and retirement destinations.

BOQUETE, PANAMA! - In the highlands of the province of Chiriqui there is a small but charming valley known as "Valley of the Flowers" and the Eternal Spring". This cool-weathered and fertile valley has establish itself as one of the most important retirement and tourism destinations in the Western hemisphere.

Boquete's celebrated allue lies not on attracting crowds though. It is that "je ne se qua" that comes from the serenety, beauty and harmony that surround everything.

VIVEROS RESORT, LAS PERLAS-PANAMA - A luxurious beach, golfing, yachting, eco-friendly, fly-in community featuring boutique hotels, private villas and premier shopping, dining and spa facilities. An exclusive island hideaway,Isla Viveros is surrounded by miles of pristine white and golden sand beaches. Viveros Resort is destined to become the World's next premier 5-star development.